Last updated: 30 May 2026
These Terms of Use ("Terms") govern your access to and use of the Kuiko website and our managed account processing services (collectively, the "Services") provided by Kuiko ("Kuiko", "we", "us", or "our"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
You may use the Services only in compliance with these Terms and all applicable laws. You agree not to misuse the Services, including by attempting to gain unauthorized access, interfering with their operation, or using them for any unlawful or fraudulent purpose.
Our managed Services are provided to business customers under a separate written agreement or statement of work. In the event of any conflict between these Terms and such an agreement, the terms of that agreement will govern with respect to the Services provided under it.
The Services, including all software, content, designs, logos, and trademarks, are owned by Kuiko or its licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the Services as permitted under these Terms. You retain ownership of the data you provide to us.
Each party agrees to protect the other's confidential information and to use it only as necessary to perform under these Terms or any applicable service agreement.
The Services may integrate with or link to third-party systems, such as ERPs, accounting software, and bank feeds. We are not responsible for the content, policies, or practices of third-party services, and your use of them is subject to their respective terms.
The Services are provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not provide legal, tax, audit, or accounting advice, and our Services do not replace your professional judgment or statutory obligations.
To the maximum extent permitted by law, Kuiko and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Services. Our aggregate liability for any claim relating to the Services will be limited as set out in the applicable service agreement.
You agree to indemnify and hold harmless Kuiko and its affiliates from any claims, losses, liabilities, and expenses arising out of your misuse of the Services or your breach of these Terms.
We may suspend or terminate your access to the Services at any time if you breach these Terms or if we reasonably believe such action is necessary to protect the Services or other users. Termination of any service engagement is governed by the applicable service agreement.
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Services after any changes constitutes acceptance of the updated Terms.
These Terms are governed by the laws applicable to Kuiko's place of business, without regard to conflict-of-law principles. Any disputes will be subject to the exclusive jurisdiction of the competent courts in that location, unless otherwise agreed in writing.
If you have questions about these Terms, contact us at aravind@kuiko.io.